News

No IPT rise in Autumn Budget 2017

This is good news as we have had so many increases in the past few years.  Read more...

Britains biggest "Crash for Cash" gang convicted

A gang of fraudsters have been convicted after attempting Britain’s largest single “crash for cash” scam in Ely, Cardiff. Read more...

Break ins 23/11/2016

Burglars are often opportunists who will target an open window, an unlocked door or valuables on display if they think they can get away with it.  Read more...

Gable Insurance Liquidation 22/11/2016

Gable Insurance AG - Update: 22nd November 2016 Read more...

How to protect your business against burst water pipes

Burst water pipes can cost thousands to businesses as well as leading to potential disruption. This article explains how you can protect your organisation should the worst happen.  Read more...

Charity Trustees Insurance Claims Examples

It always helps to look at examples of claims to understand how an Insurance Policy may give you protection. Here are some Examples under a Charity Trustee Insurance Policy : Read more...

The Insurance Act 2015 12/08/2016

You may have heard about a change in the law regarding insurance and wondered what it means for you and your business. This guide will help you understand a bit more about it. Read more...

Guidance following the riots across London and other areas of England

We hope that you have not suffered any damage as a result of recent events in the UK but if you have we are here to help. If you have been affected by the rioting and wish to make a claim please contact us immediately Read more...

Continuous Insurance Enforcement (CIE)

As part of Continuous Insurance Enforcement (CIE), it is now a legal requirement for registered vehicle keepers to insure their vehicle(s) at all times.  Read more...

Check the basics

In times of recession, crime increases dramatically. Some commentators anticipate a doubling of burglaries and fraud and computer crime is expected to grow substantially. Read more...

Rising Commodity Prices

Commodity prices are rising once more to record levels because of uncertainty over Libya, the other Arab Spring uprisings and growing demand from China and India.  This is particularly affecting oil, metals and some basic food stuff such as grain. Read more...

Tracing who may be responsible to pay for an industrial disease

If an employee suffers an industrial disease, such as deafness, industrial cancer, asbestosis and other lung conditions, back damage etc, there is a strong likelihood that the problem was caused over many years covering his/her employment with a number of different businesses. Read more...

Basic rules to avoid problems with claims

You must notify us promptly when an incident, which may give rise to a claim, occurs. Delays may prejudice negotiations and entitle the insurer/s to repudiate the claim. In the event of uncertainty the incident should always be reported. Read more...

Increased squatters risk in commercial properties

From the 1st September squatting in residential buildings in England and Wales became a criminal offence, with perpetrators facing up to six months in jail and a maximum £5,000 fine. This legislation does not apply to commercial properties, which may now become more vulnerable as squatters seek alternatives. Read more...

Severe Winter Weather Alert

Warnings are being issued again of the possibility of severe winter weather, including heavy snow and gale winds, hitting parts of the UK over the coming days. Read more...

London Helicopter Crash - What insurance cover would apply?

 The helicopter crash in London was one of the few instances when damage to property was caused by an aircraft. It was a miracle that more people were not killed and the damage was not more extensive. Read more...

Horsemeat and Insurance Are costs insured?

 The horsemeat scandal highlighted the problems that can occur within food chains and how the final retailer needs to be very careful about who they buy from and what they offer to the public. Read more...

Chasing away the claims chasers

When Legal Aid was abolished for civil cases in 2000, the government decided to follow the USA model of the ‘no win- no fee’ approach. At the same time it allowed businesses to advertise its services and took away the monopoly of solicitors in handling cases.  These decisions cut legal... Read more...

There may be trouble ahead

Most business insurance clients have benefitted from 8 years of a soft insurance market when supply exceeded demand and all insurers competed aggressively for business. In spite of inflation of some 22% over the period since 2005, the overall premiums paid by businesses have not grown from the figure then... Read more...

Workplace Transport - Some issues to consider

Mechanical handling equipment such as forklift trucks, side loaders, reach trucks and telescopic material handlers are a common sight in a number of workplaces. However, it is not always appreciated that such equipment, whilst seemingly indispensable for running the business, can be extremely hazardous. Read more...

Cyber Liability

It is sometimes hard to remember the days before word processors, computers and the internet.  Read more...

Heartbleed

We would like to confirm that we do not use a vulnerable version of OpenSSL Read more...

Claims Management

We have teamed up with a Claims management company who work on your behalf at no cost to you.  Read more...